“How much can – or should – I borrow?” That’s often a borrower’s first mortgage question.
Structuring a home mortgage is not a do-it-yourself project. Instead of sending you to one-size-fits-all mortgage calculator, we treat you like the unique person you are.
Key questions we discuss together:
- What price range are you considering for your home?
- How long do you expect to own the home?
- Do you need to finance the home while selling another property?
- What down payment are you planning?
- Do you need funds to renovate the home?
- Is your source of income regular or variable?
- How does this mortgage fit in with your retirement?
- Are there special issues in your credit history?
- And more…
Once we understand your goals and your financial situation, we’ll show you mortgage options that combine the right structure and the most competitive rate—for you.
Our Mortgage Products from A to Z
15-, 20-, and 30-year Fixed Rate – All Amortization Schedules – All Rate Options – Adjustable Rate Mortgages (ARMs) – Balloon/Reset Mortgages (5- and7-year) – Condo Purchase – Construction-to-Permanent Financing – Debt Consolidation – Extended Lock-Ins – Fannie Mae – FHA – First-time Homebuyers – Fixed Rates – Freddie Mac – High Balance Mortgages – Home Equity Lines of Credit – Home Equity Loans – Home Improvement Loans – Home Possible – Home Purchase – HomeReady – Less than Perfect Credit – Low Down Payment Loans – Investment Properties – Interest-Only – Jumbo and Super-Jumbo – LIBOR-Indexed ARMs – Loans with Secondary Financing – Multifamily Properties – Rate Lock-ins – Refinance Mortgages – Renovation Mortgages – Reverse Mortgages – Single Family Home Mortgages – Super Conforming Mortgages – Veterans Affairs (VA) Mortgages.
Call 203-221-8242.
